Therapy Fees and Insurance


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Costs:

Initial Intake Appointment: $160

Ongoing Regular Appointments (45-50 minutes): $160

*A limited number of sliding scale options are available.

Insurances Accepted:

I am in-network with several major insurance plans. When using insurance, your sessions are billed directly to your provider according to your plan’s benefits. Coverage, copays, and deductibles differ by plan.

I encourage clients to contact their insurance provider directly to understand their mental health benefits, including any out-of-pocket costs.

I am also happy to verify your benefits and provide an estimated out of pocket cost.

I am currently in network with the following insurance plans:

  • Optum

  • United Health Care

  • United Behavioral Health

  • United Medical Resources

  • Aetna

  • Cigna and Evernorth

  • Blue Cross Blue Shield

  • Mass General Brigham Health Plan

  • Harvard Pilgrim

Out of Network Benefits:

If I am not in-network with your plan, you may still be able to receive partial reimbursement through out-of-network benefits.

I’m happy to provide a superbill (a detailed receipt) that you can submit to your insurance company for possible reimbursement. Reimbursement amounts vary depending on your plan.

If you have out-of-network mental health benefits, I recommend calling the number on the back of your insurance card and asking:

  • Do I have out-of-network mental health coverage?

  • What percentage is reimbursed per session?

  • Do I need to meet a deductible first?

Payment:

Payment is due at the time of service. I accept all major credit and debit cards, as well as HSA/FSA cards. Your payment information is stored securely in my HIPAA-compliant client portal.


Cancellation Policy

I ask for at least 24 hours notice for cancellations.

Appointments cancelled within 24 hours may incur a $75 cancellation fee.


What is a Good Faith Estimate:

A Good Faith Estimate is part of a federal law (the No Surprises Act) that gives you a clear idea of the cost of your care. If you’re paying out of pocket, I’ll provide a written estimate of your expected charges. This helps you make informed decisions about your care, with no surprise bills down the line.



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Frequently Asked Questions

About Therapy Costs & Insurance

  • Yes, insurance companies typically require a mental health diagnosis to cover services. They also may periodically review documentation including notes related to our sessions to confirm medical necessity is met, in order to continue to approve sessions.

    With private pay, no formal diagnosis is required and documentation is kept between us.

  • We accept major credit cards, HSA/FSA cards, and insurance payments.

  • I require at least 24 hours’ notice to cancel or reschedule an appointment. Sessions canceled with less than 24 hours’ notice, or missed appointments, are subject to a $75 cancellation fee. Insurance does not cover late cancellations or no-shows.

  • Yes. Some clients prefer private pay for greater flexibility and privacy, while others choose to use insurance benefits. We can talk through your options during a free consultation to help you decide what feels right for you.

  • Most clients begin with weekly sessions to build momentum and consistency. Over time, we may shift to biweekly or less frequent sessions depending on your goals, progress, and preferences. We’ll collaborate to find a schedule that feels supportive and sustainable for you.