Therapy Fees and Insurance
Choosing therapy is an important decision, and understanding your payment options shouldn’t feel confusing or stressful. I offer both private pay and insurance-based therapy, and you’re welcome to choose the option that feels like the best fit for your needs.
Private Pay Therapy
Many clients choose private pay because it offers flexibility, privacy, and consistency in their care.
Session Fee
50-minute individual session: $160
Why some clients prefer private pay:
No diagnosis required to begin or continue therapy
Full privacy — information is not shared with an insurance company
No limits on session frequency or length of care
Freedom to focus on your goals, not insurance requirements
Private pay can be a good fit if you’re seeking thoughtful, ongoing therapy, working through life transitions, relationship patterns, or anxiety that doesn’t neatly fit into a diagnostic box.
Using Insurance
I am in-network with several major insurance plans. When using insurance, your sessions are billed directly to your provider according to your plan’s benefits.
Plans may include:
Blue Cross Blue Shield
Aetna
Cigna and Evernorth
OPTUM
United Health Care
United Medical Resources
Harvard Pilgrim
Mass General Brigham Health Plan
Coverage, copays, and deductibles differ by plan. I encourage clients to contact their insurance provider directly to understand their mental health benefits, including any out-of-pocket costs.
Out-of-Network Benefits
If I am not in-network with your plan, you may still be able to receive partial reimbursement through out-of-network benefits.
I’m happy to provide a superbill (a detailed receipt) that you can submit to your insurance company for possible reimbursement. Reimbursement amounts vary depending on your plan.
Which Option is Right for You?
There’s no “right” choice — just what works best for you.
Some clients prefer to use insurance, while others choose private pay for greater flexibility and privacy. We can talk through your options during a free consultation so you feel informed and comfortable moving forward.
If you have questions about fees, insurance, or how payment works, feel free to reach out.
Let’s Connect
Frequently Asked Questions
About Therapy Costs & Insurance
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Yes, insurance companies typically require a mental health diagnosis to cover services. With private pay, no formal diagnosis is required.
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We accept major credit cards, HSA/FSA cards, and insurance payments.
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I require at least 24 hours’ notice to cancel or reschedule an appointment. Sessions canceled with less than 24 hours’ notice, or missed appointments, are subject to a $75 cancellation fee. Insurance does not cover late cancellations or no-shows.
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Yes. Some clients prefer private pay for greater flexibility and privacy, while others choose to use insurance benefits. We can talk through your options during a free consultation to help you decide what feels right for you.
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Most clients begin with weekly sessions to build momentum and consistency. Over time, we may shift to biweekly or less frequent sessions depending on your goals, progress, and preferences. We’ll collaborate to find a schedule that feels supportive and sustainable for you.